The payment
infrastructure
Singapore trusts.
Accept PayNow, NETS, GrabPay & cards through one clean API. Go live in under 5 minutes — fully MAS-compliant, SGD-settled same day.
All Singapore payment methods
Today's Revenue
S$18,492
Transactions
347
Avg. value
S$53
Success rate
99.7%
Recent Transactions
TechStore SG
2s ago
CloudKitchen
18s ago
EduTech Asia
1m ago
S$ 3,500.00
from MedPay Clinic Pte. Ltd.
API Latency
Payment Gateway
Experience our checkout flow first-hand. Try different payment methods available in Singapore — no real money involved.
Paying to
TechStore SG
Amount
S$
Select Payment Method
Scan with your banking app
UEN: 202400001Z
Secured by Paynex · PCI DSS Level 1
One SDK. Every Singapore payment method.
Integrate once and accept PayNow, NETS, GrabPay, credit cards, and bank transfers — all through a single unified API.
Instant PayNow Settlement
Real-time SGD settlement via PayNow. Funds in your account within seconds.
MAS Regulatory Compliance
Fully licensed under the Payment Services Act. Built-in AML/CFT controls.
Real-time Dashboard
Monitor transactions, chargebacks, and reconciliation from one place.
Developer-First API
REST API with comprehensive docs, SDKs in 5 languages, and webhook support.
Integrate in minutes, not weeks
Our REST API is designed for simplicity. Generate a charge, receive a webhook, done. Full SDK support for JavaScript, Python, PHP, Go, and Java.
Get your API keys
Sign up and grab your test & live keys from the dashboard in seconds.
Create a charge
One API call to generate a payment intent. Specify amount, currency, and method.
Listen for webhooks
Receive real-time payment status updates via signed webhooks.
import Paynex from '@paynex/node';
const paynex = new Paynex('pk_live_sg_••••••••');
const charge = await paynex.charges.create({
amount: 5000, // SGD 50.00 in cents
currency: 'SGD',
method: 'paynow',
description: 'Order #1042',
metadata: {
customer_id: 'cus_abc123',
order_id: 'ord_1042',
},
});
console.log(charge.id); // chg_sg_••••••••Node.js
SDK available
Python
SDK available
PHP
SDK available
Go
SDK available
Java
SDK available
Built to Singapore's highest standards
Paynex is licensed and regulated by the Monetary Authority of Singapore (MAS). Every transaction you process is backed by rigorous compliance infrastructure.
MAS Payment Services Act
Licensed under the Payment Services Act 2019 (PS Act) as a Major Payment Institution (MPI). Licence No. PS20200001.
PCI DSS Level 1
Highest level of PCI Data Security Standard compliance. Your customers' card data is encrypted end-to-end and never stored on our servers.
AML / CFT Controls
Robust Anti-Money Laundering and Countering the Financing of Terrorism controls in line with MAS Notice PSN01 and PSN02.
PDPA Data Protection
Fully compliant with Singapore's Personal Data Protection Act 2012. Data residency guaranteed within Singapore.
ISO 27001 Certified
Information security management systems certified to ISO/IEC 27001:2022. Annual independent audits by accredited third parties.
SGX Reporting Ready
Financial reporting and transaction records formatted for SGX compliance, enabling our listed-company customers to meet disclosure obligations.
Regulated by
Monetary Authority of Singapore
Licence Type
Major Payment Institution
Licence Number
PS20200001
Incorporated in
Singapore (UEN 202400001Z)
Simple, transparent pricing
No hidden fees. No foreign currency surprises. Pay in SGD, receive settlements in SGD, same business day.
Starter
Perfect for new businesses and developers testing the waters.
- S$ 50,000 monthly processing volume
- 1.8% + S$0.30 per transaction
- PayNow & NETS
- Basic dashboard
- Email support
- REST API access
- —Not included
- —Not included
Growth
For scaling businesses that need all payment methods and priority support.
- S$ 500,000 monthly processing volume
- 1.5% + S$0.25 per transaction
- All SG payment methods
- Advanced analytics
- Priority support (24/7)
- REST API + Webhooks
- Custom checkout branding
- Dedicated account manager
Enterprise
Tailored pricing and features for high-volume merchants and platforms.
- Unlimited processing volume
- Negotiated rates from 0.9%
- All SG payment methods + regional
- Custom reporting & BI export
- Dedicated SLA (99.99%)
- Full API suite + SDK support
- White-label checkout
- On-site integration support
All prices in Singapore Dollars (SGD). GST included where applicable. Settlements processed every business day via FAST / PayNow.
What's included in every plan
Everything you need to accept payments
From startups to enterprise. Paynex scales with your business across Singapore and Southeast Asia.
Singapore-First
Built specifically for the SG market. Supports PayNow, NETS, GIRO, eNETS, and all major local banks out of the box.
Sub-200ms API
Our infrastructure is hosted on AWS Singapore (ap-southeast-1) for the lowest possible latency for your customers.
ASEAN Ready
Expand across Southeast Asia with support for MYR, THB, IDR, PHP, and VND — all from one integration.
Mobile Optimised
Checkout works flawlessly on iOS and Android. Deep links for GrabPay, DBS PayLah!, and OCBC Pay Anyone.
Smart Fraud Detection
ML-powered risk engine trained on Singapore transaction patterns. <0.01% fraud rate across our network.
Real-time Analytics
Live dashboards, custom reports, and CSV exports. Connect your BI tools via our reporting API.
Automated Reconciliation
Daily settlement reports in MT940 format. Integrate directly with your accounting software (Xero, QuickBooks).
Smart Webhooks
Signed webhook events with automatic retries, delivery logs, and a visual debugger in the dashboard.
Trusted by leading Singapore companies